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Working Capital Loans

These loans are required to assist in the growth of a business which can be affected by the slow payment of debtors.

These loans can be funded in a number of ways.

Debtor or Factoring Loans

These loans are secured by debtors or outstanding trade invoices to 90% of the value of those invoices and funds are usually available within 24 hours. Instead of waiting up to 60 days for payment of these invoices you can get the money when you need it because your financing is linked to your sales and trade invoices, not to your customers payment problems.

Lowest rates available upon application.

Business Secured Loans

These loans are secured by the assets of the business including all plant and equipment, fixtures and fittings, goodwill, lease and stock at value.

Loans can be made to a maximum of 50% of the goodwill and value of the business and are structured to the term of the lease on the premises (to a maximum of 5 years) on a principle and interest reducing basis.

Lowest rates available upon application.

Property Secured Loans.

These loans are structured against the security of residential or commercial property with loan terms of up to 25 years or on an interest only basis for up to 5 years.

These loans are available to business that have a sound marketable product or service, a market share capable of expansion, experienced management, growing annual sales and two years profitable trading.

To see some of the working capital loans we have approved in the last six months -click here.

Lowest rates available upon application.

To apply now for a working capital loan click here or contact us for more information on (03)9820-2984.

"In today's fast moving business environment the ability to correctly allocate funds with speed and efficiency is a business's lifeline to not only expansion but also survival.